Home or Building Damaged by Hurricane: What Do I Do?
Do I have to do anything after my home or building has been damaged by a hurricane? Naturally insurance companies owe their insureds a duty to fairly and honestly...
On Year Anniversary of Hurricane Irma
On the One Year Anniversary of Hurricane Irma Where are we now? You only have a limited time to submit a claim, submit a supplemental claim or reopen your claim....
WHAT IS AN AOB AND IS IT A BAD THING?
In the insurance industry, the acronym “AOB” stands for Assignment of Benefits. In Florida, insurance policy holders can assign or give the rights to insurance benefits from a claim to...
CAN I RECOVER THE EXCESS COST TO REBUILD MY BUSINESS IF A LAW OR ORDINACE WON’T ALLOW ME TO REBUILD IN THE SAME SPOT?
Many policies have coverage for any additional costs required due to law or ordinance requirements, however, some do not. What happens when you have a loss but the county will...
[UPDATED 2018] Does Homeowners Insurance Cover Pool Damage? {Read This}
Many homeowners have pools here in Florida. Some have cages over the pool, some pools are in the open and others are separated from the home by a patio, a...
What we learned from Hurricane Irma
Hurricane Irma made the history books by being the most powerful Atlantic hurricane. It started as a Category 5 with winds of 185 miles per hour for 37 hours....
Actual Cash Value (ACV) – Homeowner’s Insurance
What Does the Insurance Company Mean by “Actual Cash Value” (ACV)? Many times in a claim, the insurance company will submit an estimate indicating a payment of “Actual Cash Value”...