Home or Building Damaged by Hurricane: What Do I Do?
Do I have to do anything after my home or building has been damaged by a hurricane? Naturally insurance companies owe their insureds a duty to fairly and honestly...
Business Interruption for Future Business
Can you get business interruption for future business that the company would have done but has not done yet? I am sometimes asked if a business owner who has had...
[UPDATED 2018] Does Homeowners Insurance Cover Pool Damage? {Read This}
Many homeowners have pools here in Florida. Some have cages over the pool, some pools are in the open and others are separated from the home by a patio, a...
What we learned from Hurricane Irma
Hurricane Irma made the history books by being the most powerful Atlantic hurricane. It started as a Category 5 with winds of 185 miles per hour for 37 hours....
Actual Cash Value (ACV) – Homeowner’s Insurance
What Does the Insurance Company Mean by “Actual Cash Value” (ACV)? Many times in a claim, the insurance company will submit an estimate indicating a payment of “Actual Cash Value”...